What is a Real Estate Gateway Web-Page?
by Brett Miller
I'm Brett Miller and I'm a domain-aholic. Yes, the truth comes out! Since the late 90s, I can't help myself from buying these wonderful groups of words with "dot com" at the end.
Domains are like great dreams for the future. Yet, most of my domains sit un-utilized, waiting for their moment to shine. Are you sitting on a treasure trough of unused domains that you keep paying for year after year? Well, there's hope for you yet!
Introducing the 1-Page Wonder: the Domain Gateway Webpage
In the old days, you could simply "park" all of your unused domains to your main website, but that approach will now get you penalized by Google who will see all these domains as separate websites all displaying the exact same data. PENALTY!
Instead of this destructive approach, consider having a special webpage built that takes advantage of the specific keywords present in each domain name itself. Create as many different key phrases that apply to this domain name and link those to your main website.
This 1-page site should not be a duplicate of another page you already host online. It should be its own free standing unique, content-rich super page that is optimized to the hilt with links "pointing" to your main website. In fact, these links are the main reason for having this 1-Page Wonder page. The more links pointing to your main website from other websites on other servers, the better for helping you achieve higher ranking on the search engines.
On your 1-Page Wonder, you want to post as much content that is applicable to the subject as possible. It's better to write new copy for these pages. If you can create a special Blog for just this domain that you will keep up and not let it go stale, this is a great idea since Google LOVES Blogs. Add RSS and XML Feeds to your page with news items that are based on your keywords to ensure that you have constantly updating content, or better yet, set up a Blog that you will enter special material just for that gateway page.
There are a lot of services coming out every day that will give you "widgets" snips of web code  that your webmaster can place right on the webpage to show Blogs and Newsfeeds. A couple of these are FeedBurner.com and SpringWidgets.com. This will give you a free flowing avalanche of new and rotating copy that you don't even have to write. A good place to find information on a 1 Page Wonder gateway page websites is at
แสดงบทความที่มีป้ายกำกับ Real Estate Loans แสดงบทความทั้งหมด
แสดงบทความที่มีป้ายกำกับ Real Estate Loans แสดงบทความทั้งหมด
วันพฤหัสบดีที่ 7 กุมภาพันธ์ พ.ศ. 2551
วันจันทร์ที่ 4 กุมภาพันธ์ พ.ศ. 2551
Paying For A Real Estate Agent
Paying For A Real Estate Agent
by James Gunaseelan
The seller usually pays the real estate agent commissions, which are taken from the proceeds of the sale and distributed after the close of and by Escrow. Commissions are negotiable -- before listing agreements and sales contracts are signed, not at closing. The percentage typically is set by local custom and the strength of the market. Some buyers hire their own exclusive agent and the seller either does not pay that agent a commission or their commission is negotiated as part of the sales contract. Working with a real estate agent offers many benefits. The only drawback is that you will have to pay them when selling your home. In other words, they will take a cut of the selling price of your home. This is the number one reason that some people decide to sell their home by owner. They want to keep all of the profits for themselves, and this is perfectly understandable. But with that being said, you need to keep in mind that the small fee you will have to pay is usually well worth it. After all, an agent does a lot of work for the money that they make.
The question is: how much money do you pay a real estate agent when they sell your home for you? Generally speaking, this is a question that should be answered by the agent that you are going to do business with. After all, this can change from agent to agent depending on the way that they work, etc. But with that being said, there are some standard commission rates that seem to hold true across the industry.
It is safe to say that you will end up paying your real estate agent approximately 6 percent of the selling price. For instance, if you sell your home for Rs.100,000 your real estate agent will take small portion of this. Does that seem like a lot to you? If you are like most, you probably think that it does. But again, you need to remember what you are going to get for the money that you are paying. Your agent will work on everything from marketing to negotiations and much more. Working with an agent means that you will not be responsible for a lot on your own; and this is a good thing for most sellers.
The commission is split. Usually, the seller's agent's brokerage gets half and the buyer's agent's brokerage half, although other splits are possible. If the agents work for a broker, the broker will get 30 to 50 percent of the agent's commission (minus what they spend for things like marketing, newspaper ads, flyers, internet ads, which comes out of their own pockets - along with many other expenses of the daily operating costs of their real estate business). Commissions are the bulk of the seller's closing costs and the reason many homeowners explore selling without an agent. If they are successful, they'll have either no commissions to pay, or only one -- the buyer's agent -- if they agree to pay the buyer's agent. The percentage to be paid also must be in the contract. You will more than likely pay your real estate agent somewhere in the range of 6 percent if they are successful selling your home. If this is something that you are willing to deal with, you can move forward right away. Before you decide against this because you don't want to spend the money, remember that an agent will bring many benefits to the selling process.
by James Gunaseelan
The seller usually pays the real estate agent commissions, which are taken from the proceeds of the sale and distributed after the close of and by Escrow. Commissions are negotiable -- before listing agreements and sales contracts are signed, not at closing. The percentage typically is set by local custom and the strength of the market. Some buyers hire their own exclusive agent and the seller either does not pay that agent a commission or their commission is negotiated as part of the sales contract. Working with a real estate agent offers many benefits. The only drawback is that you will have to pay them when selling your home. In other words, they will take a cut of the selling price of your home. This is the number one reason that some people decide to sell their home by owner. They want to keep all of the profits for themselves, and this is perfectly understandable. But with that being said, you need to keep in mind that the small fee you will have to pay is usually well worth it. After all, an agent does a lot of work for the money that they make.
The question is: how much money do you pay a real estate agent when they sell your home for you? Generally speaking, this is a question that should be answered by the agent that you are going to do business with. After all, this can change from agent to agent depending on the way that they work, etc. But with that being said, there are some standard commission rates that seem to hold true across the industry.
It is safe to say that you will end up paying your real estate agent approximately 6 percent of the selling price. For instance, if you sell your home for Rs.100,000 your real estate agent will take small portion of this. Does that seem like a lot to you? If you are like most, you probably think that it does. But again, you need to remember what you are going to get for the money that you are paying. Your agent will work on everything from marketing to negotiations and much more. Working with an agent means that you will not be responsible for a lot on your own; and this is a good thing for most sellers.
The commission is split. Usually, the seller's agent's brokerage gets half and the buyer's agent's brokerage half, although other splits are possible. If the agents work for a broker, the broker will get 30 to 50 percent of the agent's commission (minus what they spend for things like marketing, newspaper ads, flyers, internet ads, which comes out of their own pockets - along with many other expenses of the daily operating costs of their real estate business). Commissions are the bulk of the seller's closing costs and the reason many homeowners explore selling without an agent. If they are successful, they'll have either no commissions to pay, or only one -- the buyer's agent -- if they agree to pay the buyer's agent. The percentage to be paid also must be in the contract. You will more than likely pay your real estate agent somewhere in the range of 6 percent if they are successful selling your home. If this is something that you are willing to deal with, you can move forward right away. Before you decide against this because you don't want to spend the money, remember that an agent will bring many benefits to the selling process.
วันเสาร์ที่ 26 มกราคม พ.ศ. 2551
Residential Real Estate Loans
Residential Real Estate Loans
by William K. Matthews
Commercial lenders are following new standards on loans, which is producing a lot more due diligence on the borrowers than they were a year ago.
Residential loans are based upon the creditworthiness of the borrower.
The larger the loan the more due diligence is given by the loan officer. They need to know what is happening with paperwork and what is going on with the files.
During the real estate frenzy, if a credit score was in good standing, lenders did not question it. A buyer needs to be able to count on his broker to apply special attention to his files. He needs to be able to feel confident that the broker will be able to submit his paperwork to the appropriate lenders in order for him to get the best loan for his situation.
The best way for the broker to meet the needs of the buyer is to understand what is important to that particular buyer.
A knowledgeable mortgage broker will have the ability to represent the buyer's best interest. They give feedback to the client as far as what they are doing and who they have submitted the loan to. If there is more than one type of loan they explain the pros and cons to each type of loan so that the borrower can make an educated decision.
When the real estate market took a down turn, the industry had to change and go back to the basics of lending.
A well informed loan officer is on the phone to lenders and finding out what the underwriting criteria is for that lender.
For example: How does the lender treat stated self-employed borrowers? What do they do with a borrower who has five separate entities? The officer needs to understand what these lenders are looking for.
Now, loan officers are reevaluating their pipe line. They are looking closely at the type of borrowers they are working with. It may require them to advise the borrower to fix something on their credit report or change something that could delay the loan or refinance for a year.
A loan officer needs to be proactive in their clients file. If it is a refinance and a restructure of assets is in order, it could push the loan out a year.
The best thing a borrower can do, when it comes to buying a home, is to find out what they can reasonably afford and to educate themselves as to what is going on in the housing market.
A mortgage broker or a referral from someone is the best way to find a competent loan officer. The loan officer should be someone who knows the market. They can save you money, but can also help you buy the right property at the right price.
The advantage of using a mortgage broker is that they do a lot of business. They have access to lending sources, their opinion is not biased and they know the best way to do the process. You are paying them for their expertise.
Mortgage broker's can give the borrower options, alternatives, cost evaluations, and what the best avenue is to take. It is well worth taking twenty minutes and speaking with a broker to find out what the options are.
Based on excerpts from the commercial real estate investment talk show Capital Synergies. This episode's contributing guest speaker was Mr. Britt Miller, Vice President of Steelhead Capital.
by William K. Matthews
Commercial lenders are following new standards on loans, which is producing a lot more due diligence on the borrowers than they were a year ago.
Residential loans are based upon the creditworthiness of the borrower.
The larger the loan the more due diligence is given by the loan officer. They need to know what is happening with paperwork and what is going on with the files.
During the real estate frenzy, if a credit score was in good standing, lenders did not question it. A buyer needs to be able to count on his broker to apply special attention to his files. He needs to be able to feel confident that the broker will be able to submit his paperwork to the appropriate lenders in order for him to get the best loan for his situation.
The best way for the broker to meet the needs of the buyer is to understand what is important to that particular buyer.
A knowledgeable mortgage broker will have the ability to represent the buyer's best interest. They give feedback to the client as far as what they are doing and who they have submitted the loan to. If there is more than one type of loan they explain the pros and cons to each type of loan so that the borrower can make an educated decision.
When the real estate market took a down turn, the industry had to change and go back to the basics of lending.
A well informed loan officer is on the phone to lenders and finding out what the underwriting criteria is for that lender.
For example: How does the lender treat stated self-employed borrowers? What do they do with a borrower who has five separate entities? The officer needs to understand what these lenders are looking for.
Now, loan officers are reevaluating their pipe line. They are looking closely at the type of borrowers they are working with. It may require them to advise the borrower to fix something on their credit report or change something that could delay the loan or refinance for a year.
A loan officer needs to be proactive in their clients file. If it is a refinance and a restructure of assets is in order, it could push the loan out a year.
The best thing a borrower can do, when it comes to buying a home, is to find out what they can reasonably afford and to educate themselves as to what is going on in the housing market.
A mortgage broker or a referral from someone is the best way to find a competent loan officer. The loan officer should be someone who knows the market. They can save you money, but can also help you buy the right property at the right price.
The advantage of using a mortgage broker is that they do a lot of business. They have access to lending sources, their opinion is not biased and they know the best way to do the process. You are paying them for their expertise.
Mortgage broker's can give the borrower options, alternatives, cost evaluations, and what the best avenue is to take. It is well worth taking twenty minutes and speaking with a broker to find out what the options are.
Based on excerpts from the commercial real estate investment talk show Capital Synergies. This episode's contributing guest speaker was Mr. Britt Miller, Vice President of Steelhead Capital.
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